INTEREST-ONLY FARM LOANs

Fixed rate interest-only payments to get you through and beyond a change in operation

This interest-only loan program can help increase net cash flow, assist in correction or enhancement of financial position, or provide access to financing for a new project that other lenders won’t fund due to the lack of historical production/performance data.

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BENEFITS OF INTEREST-ONLY Loans 

  • Free up/Increase cash flow
  • Provide time to turn profit/Build production history 
  • More purchasing power
  • Manage expenses
  • Fix short-term financing until rates become more attractive

SUCCESS STORIES

Read about real-life producers and how they’re using interest-only payments for their changing operations.

  • Transitioning Land Use

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    Transition Financing Summary Loan Amount: $700,000 I/O for 3 years Semi-annual payments Farmer B currently has a combined 860 acres in crop production, with 360 of them organically certified ground…

  • Development of Permanent Planting

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    Transition Financing Summary Loan Amount: $13,000,000 I/O for 5 years Semi-annual payments With more than 30 years of experience, these individuals operate an almond and raisin grape ranch in the…

  • Expanding Operation

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    Transition Financing Summary Loan Amount: $6,000,000 I/O for 3 year Monthly payments In 2016, this 3rd generation dairy farmer saw an opportunity to expand their dairy facilities. Once expansion was…

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