farm service agency (FSA) LOANS

Start, build or sustain your farming operation

Whether you’re just starting out, or have many years of experience, FSA loans provide long-term, fixed rates with minimal money down, and are backed by the federal government. 

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Women working inside a dairy facility, supported by FSA loan financing for farm operations.

FSA Guaranteed Loans 

 
  • Competitive fixed and variable rate options 
  • Amortizations up to 30 years
  • FSA Guarantee up to $2,343,000
  • Flexible payment terms

Beginning Farmer and Rancher Loans 

  • Designed for producers within their first 10 years of operation
  • Loans up to 90% loan-to-value
  • Repayment options that meet your cash flow needs 
Young woman farmer smiling, representing the beginning farmers supported through FSA loan programs.
AgFi meeting with a client on their farm to review FSA loan solutions.

Who Qualifies? 

FSA loan programs allow commercial lenders the ability to extend credit to family farm owners or operators who do not qualify for standard commercial loans. Click Learn More to view general eligibility requirements. 

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Business Plan Guide

In order to benefit from FSA loan programs, you must submit a detailed business plan for your operation. Our FREE Business Plan Guide is a great resource, not only for obtaining an FSA loan, but also for continued goal setting and farm management.  
Download Guide

Trust Our Roots, to Grow Yours

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